IMAGE
Patti Montgomery
Mortgage Originator

9 Clifton Country Road
Clifton Park, NY 12065

Office: (518)479-9224
Cell Phone: (518)479-9224
Fax: (518)348-0762
Email: pamontgomery@nbtbank.com
Business Hours: Monday through Friday – 8:00am to 5:00pm

I am a life long resident of the Capital Region of NY and have successfully assisted hundreds of homeowners with their residential mortgage needs.  Whether you're looking to buy your first home or build your dream home, my 13 years-banking experience will guide you through the process.

Still want to have personal assistance?
You can call or e-mail me to answer any of your questions or to ask for advice.
Ready to close on your mortgage quickly?
We can get your mortgage approved in minutes, rather than days or weeks!
Free Pre-qualifications
We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.
Confused about which program to choose?
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and I am always just a call or e-mail away!
Today's Featured Rates

15 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.470%  0.250%
30 Year Fixed Rate
 Rate  APR  Points
 5.000%  5.056%  0.250%
5/1 Year Adjustable Rate
 Rate  APR  Points
 5.375%  4.006%  0.250%
3/1 Year Adjustable Rate
 Rate  APR  Points
 5.250%  3.664%  0.250%
Assumptions

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